Identity Theft Shredding

What is fraud?
Fraud is a crime that involves deception and misrepresentation in order to make money.

What is identity theft?
Identity theft is when a criminal uses another person’s personal information to take on that person’s identity. It can extend far beyong misuse of a SS#.

What is phishing?
Phishing is the act of sending an e-mail to a user falsely claiming to be an established legitimate enterprise in an attempt to scam the user into surrendering private information to be used for identity theft.
How crooks deceive:
Steal mail from private, curbside mailboxes

“Dumpster diving”: dig through gardage for cancelled checks, bank statements, preapproved credit cards
Lift names and social security numbers from personal documents (driver’s license, employee badge, check, etc)

Pretend to be government official or legitimate business person in order to gather personal information

“Shoulder surf”: watch or listen as someone speaks on a phone and punches in or says credit cards numbers

Use cell phone camera to photograph someone’s credit card at ATM or store counter
“Phish”: send legitimate looking e-mail directing you to phony website that asks for personal information

‘Pharm”: taking control of entire domains on web to gather personal information of users

“Skim”: a merchant secretly copies the magnetic strip on back of your credit card in order to make a counterfeit card

Florida Shredding